Will Stripe charge me, or send me anything?

No. Card processing is between Stripe and us, and its cost is already inside the platform cost. Nothing is taken off your share for it, and Stripe sends you no invoice.

Card, through us. You open a Stripe account, because that is where your share is paid to, and you accept Stripe's terms as part of that. Stripe asks for your bank details and some ID on its own pages; we never see them. Stripe does not charge you.

A deposit, then you take the rest. You do not open a Stripe account at all. Nothing is paid out to you, so there is nothing to pay it into.